IOU Central filed a registration statement with the SEC on May 13, 2009 in which they seek registration to offer and sell Borrower Payment Dependent Notes. The proposed platform would be similar to that of LendingClub and/or Prosper Marketplace. Eligible borrowers will have a Equifax Vantage score of 670 or higher.
IOU Central became the first P2P lending company in Canada in February 2008. They were only open a couple of weeks before they halted operations to 'resolve a regulatory matter'. They have not resumed Canadian operation. Headquartered in Kennesaw, Georgia, IOU Central was a wholly-owned subsidiary of IOU Canada prior to December 2008.
More about IOU Central
here on Prosper Lending Review and also
here on P2P-Banking.com.
IOU Central's
file at the SEC is here. 
